An Internet Mortgage Provider Reaps the Rewards of Lending Boldly
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Bank of Internet’s loans have increased fivefold, to nearly $5 billion, over the last five years — an almost unheard-of rate of growth for these tepid times in banking. Its losses from bad loans are practically nonexistent, and profits are surging, in part because it charges a much higher interest rate than the bigger banks operating in the same market.
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22, 2015 about BofI entitled "An Internet Mortgage Provider Reaps the Rewards of Lending Boldly." The article raised a number of issues about BofI, including Case 3:17-cv-00667-GPC-KSC Document 27 Filed 02/20/18 PageID.629 Page 3 of 71
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The bank was the subject of an August 22, 2015 New York Times article entitled "An Internet Mortgage Provider Reaps the Rewards of Lending Boldly" . The times article reports that the bank has enjoyed great business success and rapid growth in recent years by "issuing big mortgages to high earners whom other lenders might not necessarily welcome with open arms."