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Local Loan Limits – Miami-Dade County, FL Loan Limit Summary. Limits for FHA Loans in Miami-Dade County, Florida range from $356,500 for 1 living-unit homes to $685,550 for 4 living-units. Conventional Loan Limits in Miami-Dade County are $484,350 for 1 living-unit homes to $931,600 for 4 living-units. The 2019 Home Equity Conversion Mortgage (HECM) limits in Miami-Dade County is $726,525.

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RBI Mortgages - Private Hard Money Lender Based in South Florida Compare Loan Types. The most common loan terms are 30-year fixed-rate mortgages and 15-year fixed-rate mortgages.Depending on your financial situation, one term may be better for you than the other. With a 30-year fixed-rate mortgage, you have a lower monthly payment but you’ll pay more in interest over time.

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