The Home Equity Theft Reporter: Miami Herald: State Regulators Let Mortgage Crooks Keep Working After Catching Scammers Stealing Homes, Loan Proceeds

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Home Equity Theft Reporter: In many cases, lenders are giving homeowners just 45 days to buy flood insurance or threatening to obtain it for them, often at exorbitant prices. Some homeowners have been told their premiums could run as high as $6,400 a year. Authorities expect the problem to get worse.

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Home Equity Theft Reporter The state Department of Justice filed a brief in the 9th U.S. Circuit Court of Appeals, arguing that the mortgage electronic registration systems, or MERS , can’t stand in for lenders when it comes to county records in what’s called "a non-judicial foreclosure" — one that does not go through court.

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